Financing & Credit
What Does "Tote the Note" Mean in Texas?
Tote the note means the dealer carries your car loan itself, the old West Texas name for buy here pay here. What it means and what to check before you sign.
Financing & Credit
How financing works at our dealership, from down payments to the credit application and the out-the-door price.
Guides
Financing & Credit
In-House Vehicle Financing in the Abilene Area: How It Works
How in-house financing works at our Abilene and Lawn locations: what the application asks for, how vehicles qualify, and what happens after you apply.
Financing & Credit
Used Truck Financing: How to Get Ready
What is different about financing a used truck near Abilene - bigger loan amounts, trading a truck toward a truck, the diesel premium - plus the prep that speeds up any approval.
Financing & Credit
Using a Tax Refund for a Used Car Down Payment
What a refund-sized down payment does to a used car deal, the plain difference between a refund and a refund advance, and how to line up the purchase early.
Financing & Credit
How Much Down Payment Do You Need for a Used Car?
Why there is no universal down payment number for a used car, what money down does to the loan and payment, and how to find the right figure for your vehicle.
Financing & Credit
Buying a Used Car with Bad Credit in Abilene
How to shop for a used car with bad credit around Abilene: in-house financing explained, applying for financing online, and what strengthens your application.
Financing & Credit
What to Expect From the Online Credit Application
What the online credit application asks for, how in-house financing weighs your application, and what happens after you submit it.
Vehicles under $15,000
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