In-House Financing & Auto Loans in Abilene, TX

Some buyers need a vehicle before they've got the full price saved up. At Hwy 84 Motors, we offer easy in-house financing to get you approved and on the road.

The dealership carries the loan itself, so there is no separate bank and no third-party approval to wait on. Terms are set per vehicle and per applicant - the down payment, the length, and a weekly, bi-weekly, or monthly payment schedule that lines up with how you get paid. Around West Texas the same arrangement is also called buy here pay here, and old-timers around Abilene still call it tote the note, because the dealer carries the loan note instead of a bank. Same deal, three names.

When you apply, you'll provide basic personal and financial information - income, employment history, and residence history. You don't need perfect credit to apply. Financing is subject to approval, and terms vary by applicant and vehicle.