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Abilene & Lawn, TX

Hwy 84 Motors

Used car financing in Abilene

We aim to make your car buying experience as smooth and stress-free as possible, and strive to be the most customer-friendly dealership in Abilene.
Apply Now325-480-2444

Financing options

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In-house financing

At Hwy 84 Motors we know financing is important when buying a car. We offer many financing options to fit your needs. Apply to our buy here pay here program with in-house financing or let us find you bank financing with one of our lenders we work with.

Apply NowHow in-house financing works

Bank or credit union financing

If you've already secured financing through your preferred bank or lender, our dedicated team is more than happy to work with them to ensure a seamless transaction.

Contact us

Pay Cash

Looking to make a cash purchase for a used car in Abilene? We accept cash payments and make the process fast and simple. No banks. No waiting. No games.

Sell or Trade

What to bring

Document Requirements for Financing at Hwy 84

  • 1Valid driver’s license or photo id card
  • 2Proof of income
  • 3Proof of residence
  • 4Trade-in title and payoff information, if applicable
  • 5Bank or credit union approval, if applicable
  • 6Which vehicle you are interested in

Have Questions?

Call ahead to confirm your specific document needs, requirements, down payment amount and specific vehicle availability.

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Mon-Fri 9:00 AM-6:00 PM · Saturday by appointment

Shop by type

Call or text to confirm a specific vehicle's location.

Trucks

from $11,950

Shop trucks

SUVs

from $14,950

Shop suvs

Cars

from $10,950

Shop cars

Under $15K

from $6,995

Shop under $15k

Financing questions

Does applying check my credit?

Yes. A full credit application involves a credit check. Our in-house financing looks at your ability to pay, not just your score, and your information is sent securely to our financing system.

Do I need perfect credit?

No. We work with a range of credit situations.

How does in-house financing work?

You buy the car here and make your payments here - the loan is set up with us directly, subject to underwriting and down payment approvals. Start with the online credit application and we will contact you about the vehicle, down payment, and next steps.

Can I use financing from my bank or credit union?

Yes. Bring your approval details, and we’ll help with the dealership paperwork to get your bank what they need.

Can I use a trade-in toward my purchase?

Yes. We’ll appraise the vehicle and can apply its trade value toward the purchase. If there is a payoff, bring that information with you.

What is the full credit application for?

The full application collects the additional information needed to move forward with financing. All financing is subject to approval and underwriting.
Hwy 84 Motors S 1st Street location in Abilene at night

Ready to get started?

Visit Hwy 84 Motors today and let us assist you in finding the perfect vehicle that fits your budget and preferences. We are here to make your car buying journey enjoyable and hassle-free.

Apply NowCall or Text 325-480-2444

Terms and approvals vary by applicant and vehicle.